How to Negotiate With Debt Collectors in Kenya
Facing contact from debt collectors can be a stressful experience for Kenyans dealing with overdue loans or other financial obligations, yet understanding your rights…
Category: Credit & Loans
How to Read and Understand a Kenyan Bank Loan Agreement
Signing a loan agreement is a significant financial commitment, yet many borrowers in Kenya sign these documents without fully understanding the terms they are…
A Guide to Business Loans From Kenyan Banks
Access to affordable business financing remains a significant factor in the growth trajectory of Kenyan small and medium enterprises, with bank business loans representing…
Understanding Credit Scores and Reference Bureaus in Kenya
A person’s credit history in Kenya increasingly determines their access to loans, the interest rates they are offered, and in some cases, even employment…
A Guide to Agricultural Financing and Farm Input Loans
Agriculture remains a foundational part of Kenya’s economy and a primary source of livelihood for a significant share of the population, yet farmers often…
A Guide to Peer to Peer and Group Lending in Kenya
Beyond banks, Saccos and mobile lending apps, Kenyans have increasingly explored peer to peer lending platforms and structured group lending arrangements as additional sources…
A Guide to Motor Vehicle Financing and Asset Loans in Kenya
Owning a motor vehicle in Kenya, whether for personal use or as a business asset such as a matatu, delivery vehicle or ride hailing…
Understanding HELB Loans: Application and Repayment
The Higher Education Loans Board, widely known as HELB, has financed the university and college education of millions of Kenyans since its establishment, offering…
How Mortgages Work in Kenya
Homeownership through a mortgage remains out of reach for many Kenyans, given the combination of relatively high interest rates, significant deposit requirements and strict…
Comparing Mobile Loan Apps in Kenya: What to Know
Kenya has become one of the world’s most active markets for mobile lending, with dozens of apps offering instant, unsecured loans directly to a…