A Guide to Co-operative Banks vs Commercial Banks in Kenya
Kenyan consumers choosing where to bank sometimes encounter a distinction between cooperative banks and standard commercial banks, a distinction that can create confusion given…
Category: Savings & Investing
How to Build a Budget Using the Zero Based Budgeting Method
Among the various budgeting approaches available to Kenyan households, zero based budgeting has gained attention as a particularly disciplined method for ensuring every shilling…
How to Choose the Right Savings Account for Your Goals
Kenyan banks offer a range of savings account products, each with different features, interest rates and terms, yet many consumers default to whatever account…
Understanding Kenya’s Diaspora Bond
Kenya has periodically offered diaspora bonds, specifically designed investment instruments targeting Kenyans living abroad, aiming to channel diaspora savings into government development financing while…
A Guide to Buying Shares in an IPO in Kenya
An initial public offering, commonly known as an IPO, represents a company’s first sale of shares to the public, providing Kenyan investors an opportunity…
How to Protect Yourself From Investment Scams in Kenya
Kenya has seen a steady stream of investment scams over the years, ranging from Ponzi schemes promising unrealistic returns to fraudulent land sales and…
A Guide to Table Banking Groups in Kenya
Table banking has emerged as one of the most structured and widely adopted forms of community based savings and lending in Kenya, building on…
A Guide to Financial Literacy for University Students in Kenya
University life in Kenya often marks a student’s first significant experience managing their own money, whether through a HELB loan disbursement, parental support, or…
How Sacco Dividends and Interest on Deposits Work
For millions of Sacco members across Kenya, the annual announcement of dividend and interest rates represents one of the most anticipated moments of the…
A Guide to Diaspora Remittances to Kenya
Remittances from Kenyans living and working abroad have grown into one of the country’s largest sources of foreign exchange, in many years exceeding earnings…